Getting Your Auto Repair Bills Covered After a Car Accident
The physical and emotional impacts of car crashes are often clear. According to the National Highway Traffic Safety Administration, there are over six million auto accidents on US roads each year, with over three million individuals sustaining mild and serious injuries. Sadly, the suffering goes beyond emotional and physical pain.
Car accidents have a huge economic impact, totaling over $250 billion annually. Property damages relating to repairs or replacement of vehicles alongside other valuables present during the accident account for over $75 billion.
Hiring A Henderson Car Accident Attorney
Car crash victims have several options that they can use to pay for the repairs for their damaged vehicles. You may seek payment from the other driver directly, the other driver’s auto insurer, or your collision coverage. In a majority of cases, an insurance company will fix your car after an accident.
Insurance companies may be slow to carry out repairs on your vehicle, creating a huge inconvenience. The at-fault driver or their insurer is also responsible for the costs of renting a similar vehicle while yours is undergoing repair. An experienced Henderson accident attorney can fight for you to get the compensation you deserve, including the maximum value for repairs or replacement.
Having an Optional Collision Coverage
During your consultation with the accident attorney, the law firm may look into your insurance coverage. If you have optional collision coverage on your auto insurance, the lawyers may then request your insurance company to pay for the cost of repairing or replacing the vehicle. The insurer will then seek reimbursement from the other driver or their insurance company. Having collision coverage makes it easier and faster to get back to your normal life routines.
Without Collision Coverage, Who Pays for The Car Repairs?
Depending on the specifics of the case, drivers without the optional collision coverage may have other options to pay for the car repairs. If the at-fault driver has auto liability insurance, a car accident attorney can help you seek reimbursement from the other party or their insurer. Hiring an attorney provides you with an option to settle for property damage with the insurer while negotiating for a settlement for the other types of damages.
If the at-fault driver is uninsured, your lawyers can settle the claim directly with the driver, sue the driver at fault personally or seek payment from your own insurance company. Hiring an accident attorney may help you understand the legal options available to pursue compensation for the property damage.
Proving Property Damage to Your Vehicle
Henderson accident attorneys often emphasize that drivers document the scene of the accident. You can take photos of all vehicles involved in the crash. You may also note down the events preceding and after the car accident. It is advisable to seek multiple repair estimates for your vehicle. The insurer may provide recommendations to auto body shops but cannot force that you use specific repair facilities. If the repairs end up costing more than the estimate, your Henderson car accident attorneys can help negotiate with the respective insurance companies on the additional payments.
Hire a Henderson Car Accident Attorney Today
The aftermath of a car accident can get very messy. You may be feeling overwhelmed and not sure where to turn. That is why it is important to call an experienced Henderson accident attorney as soon as possible after the incident occurs.
Day & Nance has provided exceptional legal service to car injury victims for over 30 years. Our accident lawyers can assist you with your claim or insurance filing, ensuring that your voice is heard and the proper compensation is given to you. We pride ourselves on our knowledge of Nevada laws and dedicated advocacy, which we pledge to provide for all our clients. Call us today to discuss the specifics of your case.